Beyond Tuition

Why Your First $100 Matters More Than Your First $1,000
Why Your First $100 Matters More Than Your First $1,000
If I asked you whether you'd rather have your first $100 in savings or your first $1,000, the answer would seem obvious. Most people would choose the thousand dollars without... Read more...
Why Every Student Needs Financial Goals
Why Every Student Needs Financial Goals
Most students have goals for their grades, careers, or personal lives. They want to graduate with honors, land a great internship, travel after college, or get their dream job. Yet... Read more...
How to Start Saving With Just $10
How to Start Saving With Just $10
When people think about saving money, they often imagine needing hundreds of extra dollars every month. It sounds impossible, especially if you're a college student balancing tuition, rent, groceries, and... Read more...
Mistake #4: Living Without Financial Goals
Mistake #4: Living Without Financial Goals
Why Your Money Needs a Direction Have you ever checked your bank account at the end of the month and wondered where all your money went? You remember paying rent,... Read more...
Mistake #3: Not Saving Money
Mistake #3: Not Saving Money
Why Saving Money Feels Impossible Until You Understand Its Purpose One of the biggest financial mistakes college students make has nothing to do with credit cards, investing, or making expensive... Read more...
5 Budgeting Mistakes That Keep Students Broke
5 Budgeting Mistakes That Keep Students Broke
Budgeting isn't difficult because the math is hard. It's difficult because we're human. We get busy. We forget to check our bank accounts. We convince ourselves that one more purchase won't... Read more...
Budgeting Doesn't Restrict You. It Gives You Freedom
Budgeting Doesn't Restrict You. It Gives You Freedom
If someone had told me a few years ago that budgeting would actually make me feel more free, I probably would have laughed. To me, budgeting sounded like a list... Read more...
Small Purchases Today or Bigger Opportunities Tomorrow?
Small Purchases Today or Bigger Opportunities Tomorrow?
Every time we spend money, we're making a choice. Most of the time, it doesn't feel that way. Buying a coffee before class, grabbing a snack after work, or ordering... Read more...
The 10 Minute Weekly Money Check That Changed My Spending Habits
The 10 Minute Weekly Money Check That Changed My Spending Habits
For a long time, I thought budgeting meant tracking every single dollar I spent. Every financial video I watched seemed to recommend detailed spreadsheets, complicated budgeting apps, and dozens of... Read more...
The Psychology Behind "It's Only $5"
The Psychology Behind "It's Only $5"
Have you ever noticed how difficult it is to spend $100 all at once, yet somehow spending the same amount over a few weeks doesn't seem like a big deal?... Read more...
How to Build a Budget You'll Actually Stick To
How to Build a Budget You'll Actually Stick To
If there's one piece of financial advice I used to ignore, it was budgeting. Every time someone mentioned having a budget, I immediately pictured a giant spreadsheet filled with numbers, color... Read more...
How to Stop Impulse Buying Without Feeling Deprived
How to Stop Impulse Buying Without Feeling Deprived
If you've ever tried to save money, you've probably made the same mistake I did. You wake up one morning feeling motivated and decide this is finally the week you're going... Read more...
The Financial Mistake That Quietly Empties Your Wallet
The Financial Mistake That Quietly Empties Your Wallet
Ignoring Small Purchases The Financial Mistake That Quietly Empties Your Wallet When people think about bad financial decisions, they usually imagine something dramatic. Buying a brand-new car they couldn't afford.... Read more...
The $75 I Never Realized I Spent
The $75 I Never Realized I Spent
"I only bought snacks... where did all my money go?" That was the exact question I asked myself. There was something I really wanted to buy. It cost around $100.... Read more...
Why Small Purchases Add Up Faster Than You Think
Why Small Purchases Add Up Faster Than You Think
Have you ever looked at your bank account and thought, "What the F*ck?" You're not alone. Most of us don't lose money because of one huge purchase. We lose it... Read more...
Why Every College Student Needs a Budget (Even If You Hate Budgeting)
Why Every College Student Needs a Budget (Even If You Hate Budgeting)
For the longest time, I thought budgeting was a waste of time. I would start a budget, use it for a few days, forget about it, and then go right... Read more...
7 Financial Mistakes College Students Make (And How to Avoid Them)
7 Financial Mistakes College Students Make (And How to Avoid Them)
College is expensive, and many students are trying to balance classes, work, and their future all at the same time. While everyone talks about getting good grades, fewer people talk... Read more...